The ‘Family Health Plus+’ is a new retail health insurance product targeted at providing reliable and comprehensive healthcare service to individuals and families across the country.
The new product offers comprehensive In-patient and Out-patient healthcare cover for clients.
Some essential In-patient healthcare needs covered under the product include; surgeries, organ transplants, renal dialysis, hospitalisation and ambulance services.
For Out-patient clients, healthcare needs covered include; medications, consultations, pathology and radiology, optical dental services among others.
The Family Health Plus is a timely solution to the healthcare needs of Ghanaians particularly during this period of Covid-19, as it also covers all costs related to the treatment of Covid-19 patients.
Family Health Plus+ comes in 3 variants; Olive, Silver and Maroon.
Individuals and families that subscribe to the ‘Olive’ category of the Family Health Plus+ enjoy Ghs 59,050 and Ghs 8,800 in In-patient and Out-patient benefits respectively.
In the case of the Silver category, clients stand to receive a total of Ghs 70,000 and Ghs 11,800 in In-patient and Out-patient benefits.
For the Maroon category, In-patient and Out-patient benefits total Ghs 101,250 and Ghs 14,700 respectively.
To be enrolled in any of the three categories, a monthly average of Ghs 600 has to be paid as premium through very flexible payment options such as Mobile Money (MoMo), cash, direct debit, cheque and paypoint.
Family Health Plus+ is open to all with no age limits and can be accessed from over 500 service provider network – hospitals, diagnostics centres, laboratories – spread across the country.